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Pros and Cons of Aviva My Early Critical Illness Plan

Aviva My Early Critical Illness Plan is a standalone term plan that provides comprehensive critical illness coverage. In addition to advanced stages of critical illness coverage, this policy also includes the coverage of early to intermediate stages. The plan also provides a special benefit coverage that covers an additional 18 special conditions. Coverage term for this plan can extend up to age 99.

As a standalone plan, My Early Critical Illness Plan provides broad coverage of up to S$250,000 per Critical illness condition, regardless of whether it’s early, intermediate or advanced. The special benefit coverage is an additional 20% of sum assured, capped at S$25,000. Under the special benefit, each condition can only be claimed once and up to 6 claims can be made, which does not reduce the basic critical illness sum assured.

Aviva My Early Critical Illness Plan

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Pros of Aviva My Early Critical Illness Plan

  1. Flexible coverage term from 10 years up to age 99
  2. Competitive pricing for standalone comprehensive critical illness coverage
  3. Six currency options are available for the plan

Cons of Aviva My Early Critical Illness Plan

  1. Premium is more expensive than normal critical illness plans
  2. Nominal death benefit coverage of S$5,000 only
  3. Total premium payable can be more expensive than other options

To understand how the definitions of Aviva My Early Critical Illness Plan differ from other plans in the market

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If you are looking for plans that can offer coverage in the event of multiple critical illness claims, instead of Aviva My Early Critical Illness Plan, you may want to read more here.

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